Everything to know about TTD Workers’ Compensation & Its Benefits?
TTD Workers’ Compensation is the type of benefit that inured workers get under workers’ compensation law. One of the benefits for which injured workers may be qualified under workers’ compensation legislation is the temporary total disability (TTD). With this benefit, a portion of an employee’s income is reimbursed while they are unable to work as a result of an injury.
Only under specified conditions can this benefit be granted, and workers’ compensation insurance providers frequently search for the right time to discontinue disbursing TTD. It’s critical to know when TTD benefits may end and when you might be eligible for them.
Difference between TTD and TPD
Temporary total disability (TTD) and temporary partial disability (TPD, commonly referred to as “wage-loss TD” are the two types of temporary disability compensation. Both are reimbursements intended to make up for any missed wages you may have experienced while you were ill or injured
TTD Workers Compensation
TPD Workers Compensation
If you are unable to work at all while you heal, TTD payments are made.
If you are able to return to work, even if it is part-time or pays less, TPD benefits may still be paid. If your doctor places limitations on the type of work you may perform and your company does not offer full-time work, you may still be qualified.
What are the Benefits of Workers Comp TTD?
Let’s say you are requesting disability benefits from the workers’ compensation insurance provided by your employer. In that situation, the amount of compensation you receive depends, in part, on the seriousness of your wounds and the length of time you will be out of work while you heal. TTD is one of the four fundamental subcategories of salary benefits.
Examples of benefits outside of TTD include:
Temporary Partial Benefits
If you are temporarily partially disabled, you can receive temporary partial benefits. You might be able to work another employment or work a reduced schedule if you have a temporary partial injury. In addition to getting paid for the work you can do, you would also get paid a portion of your previous salary to make up for the pay gap.
Permanent Total Disability Benefits
It covers situations where you get lasting injuries and are unable to return to your prior employment. Depending on the workers’ compensation regulations in your state, these benefits may pay a percentage of your wages for the rest of your life or until retirement.
Permanent Partial Benefits
For a specific amount of time, permanent partial benefits cover any disabilities that are permanent but do not prohibit you from finally returning to your employment. The loss of a finger or eye damage are two examples of permanent partial injuries.
How Can You Figure Out Your Benefits for Temporary Total Disability (TTD)?
Typically, TTD benefits are divided into two-thirds of your previous gross income. The market value of board, lodging, and fuel are included in your gross revenue.
If you were due for a salary raise at the time of your injury, you may also be entitled to more than two-thirds of your wages at that time. If so, you might get paid two-thirds of the larger amount. Depending on the date of your injury, there may be minimum and maximum rates for these benefits.
What is the Duration of TTD Benefits Payment?
The TTD payments will finally stop when a doctor concludes that a worker has attained maximum medical improvement (MMI) status. This usually occurs and TTD comes to an end here. The employee may be eligible for payments for permanent partial disability if they are unable to return to their prior employment.
When Does TTD Benefits Payment Begin?
Your employer must make the first payment within 14 days after learning that:
- You’ve had an injury at work, and your doctor has declared you temporarily handicapped.
Your TD payment and a breakdown of how the payment was determined should be sent by your claims administrator.
What Happens if You Don't Get Paid within 14 Days for TTD benefits?
Within fourteen days of receiving your benefit request, your claims administrator is required to give you a letter outlining the reason for the delay, any additional information required to process your claim, and the anticipated date of the decision.
Typically, a decision must be made within 90 days of the day your claim was reported. Even if there was a valid basis for the delay, your claims administrator must pay an extra 10% if there is a delay and you do not obtain a delay notice within fourteen days of your request.
How Atlanta worker's compensation lawyer can help you to get your TTD Benefits?
If you need workers’ compensation benefits, you probably want to do everything in your power to get a just settlement that pays for your costs. In order to focus your energy and attention on recovery, an Atlanta worker’s compensation attorney can assist with the paperwork that goes into a workers’ compensation claim.
A workers’ compensation attorney can:
- Take a look at your medical records.
- Find medical and vocational specialists who can testify in your favor.
- Update you on the progress of your claims.
- Manage any correspondence regarding your settlement or any conferences or hearings involving workers’ compensation.
An attorney will work to get you the largest payout possible. A lawyer can help you with a workers’ compensation appeal if your employer or their insurer tries to deny your claims.
However, a lawyer cannot represent you in a case against your employer. If a third party’s negligence caused your injuries, you may be eligible to sue for additional compensation in civil courts, such as pain and suffering awards. Your attorney can assist in determining if a third party’s conduct caused your accident.
If you want help with your case, contact us below with your details.
It includes Temporary Total Disability (TTD), Temporary Partial Disability (TPD), Permanent Disability (PD), and Partial Permanent Disability (PPD).
The maximum TTD rate in Atlanta is around $725 per week.
Most often, employers and insurance agencies back out and do not cover your accident costs. That is when you need a workers compensation lawyer.